Chia Cloud Wallet Integrated
Buy XCH from the Chia Cloud Wallet itself, and the coins land in the vault you control.
Fund Vault
Buy XCH in minutes.
Buying XCH takes a few minutes to set up the first time. After that, most purchases take less than a minute to place, paid from a US bank account and delivered to the vault you control.
US bank transfer
Pay by ACH through Stripe from a US bank account. Chia never stores your bank login.
Verify once
The first purchase checks your identity through Stripe. After that, a saved bank account is enough.
Visible immediately
The XCH is sent to your vault as soon as you buy, while your bank payment is still on its way. This XCH has a clawback-secured safety hold.
Quick reference
| Step | What you need | Time required |
|---|---|---|
| Create account | 1–2 minutes | |
| Verify identity | Government ID + selfie | Instant for most users |
| Connect bank | Bank login (instant) or routing/account number (manual) | Instant to a couple of days |
| Buy XCH | Minimum $25 | Under a minute to place |
| Full access to funds | — | Usually within a few days; hold expires at 14 days at the latest |